This is my second mesh, since I was looking for a mesh like that and didn't find, so I made it by myself. :)
The earrings are resting on the lobe part in the front.
Earrings can be a square or you can make it any shape with opacity map. You can also use belnding.
Map is small, simple and easy!
There are studs behind the ears to make it look more real, you can use my texture for it or change it if you want.

Map:

Some examples of my derives from it so you can get some ideas:

Have fun! :)

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